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Loan simulator

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Simple loan simulator

A loan simulator built around a sharper question: can the money you borrow earn more than it costs? You set the amount, rate, term and the return you expect from investing instead. It draws the break-even year, the inflation-adjusted gain and the margin of safety, then stress-tests them against volatility.

A run at 4.5% over 30 years, profitable from year 10.

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